Sent by Recorded Post
1 BALLOON STREET
Notice of Understanding and Intent Regarding:
“Excessive Interest Charges; & the use of Fraud regarding a Career Development Loan!” for privilege Account: xxxxxxxxxx xxxx xxxx
I acknowledge receipt of your letters dated May 14 and 15, 2009 and your offers to contract!
On behalf of NAME, I send your letters with an ACCEPTANCE FOR VALUE to discharge the debts of £8,484.30 and £499.46 that you claim the entity owes you! Please follow the enclosed accounting instructions for closing the above account and CDL payment. Once completed, send cheques made payable to NAME, for the sums of £8,484.30 and £499.46 at the above address!
In the event that you reject this Acceptance for Value Payment and decide that this matter must be prosecuted, then I require you to state the area of Common Law under which any such prosecution will be pursued. And, might I remind you that if you choose to go to court, you will have to answer these questions that the Cooperative bank have repeatedly failed to answer. In addition, I have taped evidence of conversations with your fellow employees attesting to the fact that your bank have consistently refused to answer any of my questions. These will be presented as evidence against your bank.
Might I also remind you of article 12 of the Bill of Rights 1688: “That all Grants and Promises of Fines and Forfeitures of particular persons before Conviction are illegal and void.
And, the Magna Carta 1215, article…  No free man shall be seized or imprisoned, or stripped of his rights and possessions, or outlawed or exiled, or deprived of his standing in any other way, nor will we proceed with force against him, or send others to do so, except by the lawful judgement of his equals or by the law of the land.
So any court of law that denies your right to a jury, is acting outside of its lawful duty to uphold the Common Law of this land and this should be maintained by all those swearing the Judicial Oath of Allegiance. Please note a jury is the most powerful element in any court of law for they have the power to null a case and even to go against the law if they feel the law is unjust, hence why juries are being denied in the courts; even more evidence of the power of the people!!
Oh, and please tell your drinking buddies at the Cooperative, and that includes John Bowen, “no more joyful mails” about the privilege account monthly fee increase from 8% to 9%, as I am no longer with your bank!
At present, I do not consent to contract with you.
BY: _______________________(agent) Date:
Sent by Recorded Post
1 BALLOON STREET
(For Account: 089300 04277020 27)
The enclosures, a notice of my acceptances and written payment plan therewith, are items eligible for adjusting entries in the ledger of this account (assets and pre-paid items, etc.) according to the summary of adjustments in intermediate Accounting Practices. These adjustments include: pre-paid expenses, unearned revenue, accrued liabilities, accrued assets, and estimated items that include subjective future events. These items that transfer to a suspense account are in fact, the owners’ equity (the owner in this case being me, the principal). A transfer of net purchases to cost of goods (services) sold is in-order, to reduce the balance in this account to zero for closing, post closing, and reversing entries. Reversing entries are made for pre-paid revenue when the initial items for which the original amount was entered in revenue or expenses account, all accrued items should be reversed.
1. Please close this account immediately and enter the transactions of the period
in appropriate journals.
2. Post the journals to the ledger (s).
3. Take an unadjusted trial balance (first trial balance-prior).
4. Prepare adjusting journal entries and post to the ledger(s).
5. Take a trial balance after adjusting (second trial balance-prior).
6. Prepare the financial statements from the second trial balance.
7. Prepare closing journal entries and post to the ledger(s).
8. Take a trial balance after closing (third trial balance).
9. Prepare reversing entries and post to the ledger (my option).
Please provide me with a copy of the journal ledgers and the final statement work sheets for this account, that you use to determine the unpaid or owing amount.
Very truly yours,
phosphorus wrote:Wow! I'm so enjoying this thread!
Thanks arten for starting this, and further thanks to all of you have delivered high level advice so impecably well. I'm now at a point when I'll also be able to give HSBC the wave goodbye, and in turn, be better able to advise others.
Dear Mr Toes
Balance £4,667.64 Limit £4,600.00 Overdue amount £387.43
Arten, the signature they need is on the back of that card. Even if cut in half, they may be able to forge it.
You could cut out and keep the signature strip, and send the rest of the card back!!
Instead of giving a signature, you could write the words "without prejudice" in a handwritten scrawl but clearly legible. They won't like it, but if you feel like playing.....
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