Thanks for your concern, Kaz.
The answer to your question is both.
I have lost income - (by reduced interest)
and I have lost capital assests as I have had to withdraw some of my savings to live on.
Ask anyone with a significant proportion of their income coming from their savings - pensioners for example.
The banks don't suffer when you don't pay back your loans - the depositors do!!!
As for the disinformation the other person is spreading about micronations, I refer you to this site.http://www.angelfire.com/nv/micronations/enter.htmlA "micronation" is any number of things:
...a model country that exists solely as work of fiction.
...a small group of people who are seeking sovereignty from another governmental power.
...a collection of brave souls who are trying to establish a new country.
...a tiny sovereign jurisdiction that may have escaped the notice of other major powers.
In future, post a link to back up your allegations.
Here is the official Empire of Atlantium websitehttp://www.atlantium.org/Atlantium has a heritage that spans three decades. What began as a local political statement by three Sydney teenagers on 3rd Decimus, 10500 (27th November, 1981) has since evolved into the world's foremost non-territorial global sovereignty movement and state entity, with a diverse, rapidly growing population living in some ninety countries.
Notwithstanding its primarily non-territorial nature, the Empire of Atlantium has aspired - virtually from the day of its Foundation - to exercise its Sovereign Authority over a modest rural geographical territory to serve as its permanent global administrative capital, ceremonial focal point and spiritual homeland.
That long-held aspiration was finally realised on 12 Primus 10527 (12 January 2008) with the formal gazettal of the Imperial Decree by which the Province of Aurora was established.