On the 8/5/09 i was travelling to work in my car...at 630am i parked up at the local shop to get milk etc...returned to my vehicle and started the engine preparing to move off...after looking in my mirror i saw another car coming up behind me,so naturally i waited without moving for the car to pass me.
The car then swerved, as to park in front of me in front of the shop, without indicating and scrapped the full side of her car down my front drivers side bumper,
resulting in her car being a real mess...i had not moved and she did not indicate and was a bad move on her part.
When she got out of the car she was an emotional wreck...saying" ohhh im so sorry and i dont function well at this time of morning and that her life was a mess"etc etc
I didnt wish to know the ins n out of her troubles and exchanged details and carried on to my works for saturday shift.
When returning home i contacted my insurer Churchill..and explained i was not making a claim for damage (as my cars a 200quid heap to get to work n back).
And went on to explain the accident and gave them the other parties details etc...as my car sustained very little damage it wasnt woth claiming for repair.
As time has passed ive now had 2 letters from a certain Gemma Blake ( Claims Handler) of Churchill....both with very very different signatures signed on them,
requesting me to fill in an accident report form for the incident,as the other party is disputing liability.
And unless i they receive the above within 14days, they would be unable to defend my claim......and will hav no option but to deal with the other parties claim on the best terms...p.s..This may effect your policy renewal,they nicely added at the end of the letter
Does anyone have any advice on what action to take here?....i am livid that my premiums could rise as a result of this idiot wrecking her own car and trying to blame me for the accident.
Any advice would be good before i attempt to speak to one of Churchills ( AGENTS)...dont ya love the phrases these criminals use lol